jcottrell@impeccablelending.com | 828-371-5457

With a degree in Business Management from the University of North Georgia, Josh brings a strong foundation of financial expertise and dedication to his role as a licensed loan officer. His comprehensive understanding of the mortgage industry, paired with a passion for helping clients achieve their homeownership goals, allows him to provide personalized, informed guidance throughout the loan process.

Josh is committed to ensuring that each client receives the best possible service, from navigating the complexities of mortgage options to securing the right loan for their unique financial situation. His goal is to create a seamless, stress-free experience for every borrower, built on trust, communication, and a deep understanding of the market.

Whether you’re purchasing your first home, building or refinancing, Josh is here to make your mortgage journey a smooth and successful one.